LCode Technologies
Products/UPI & IMPS
UPI & IMPS

Unified Payment Interface (UPI) & IMPS Switch

24x7 Interbank transfers and complete UPI ecosystem integration

A unified platform for instant real-time inter-bank transactions combining IMPS and UPI functionalities, providing robust payment solutions for banks and merchants.

Unified Payment Interface (UPI) & IMPS Switch

Unified Payment Interface (UPI) & IMPS Switch

24x7

Availability

NPCI

Certified

v2.0

UPI Version

P2P/P2M

Supported

CAPABILITIES

What UPI & IMPS can do

01

24x7 inter bank fund transfers from multiple channels

02

Communicates with NPCI on a socket-based channel

03

Handles auto log on to the NPCI gateway

04

Handles inward payments and reversal in exception cases

05

Auto authorize payment for regular payments

MODULES & APIS

01

IMPS enables banks to provide 24x7 inter bank fund transfers to their customers from multiple channels

02

Supports all messages of IMPS – P2A, P2P, P2U, P2M

03

Communicates with NPCI on a socket-based channel

04

Handles auto log on to the NPCI gateway

05

Handles inward payments and reversal in exception cases

06

UTR number storing for Mobile banking generated transactions

TECHNICAL

Integration & Compliance

SPECIFICATIONDETAIL
PlatformAndroid, iOS, Web
DeploymentOn-Premise / Cloud
Uptime SLA99.9%
AuthOTP, Biometric, 2FA
ComplianceRBI, PCI SLC
Support24 × 7 Enterprise