LCode Technologies
Products/PROSPER (DIGITAL CBS)
PROSPER (DIGITAL CBS)

Prosper (Digital CBS)

Complete Digital Core Banking Solution for NBFCs & Microfinance

A comprehensive suite covering the full loan lifecycle from origination (LOS) to management (LMS), collections, and legal recovery, designed specifically for NBFCs and MFIs.

Prosper (Digital CBS)

Prosper (Digital CBS)

End-to-End

Loan Lifecycle

AI Enabled

KYC Extraction

Co-Lending

Supported

Real-Time

EMI Processing

CAPABILITIES

What PROSPER (DIGITAL CBS) can do

01

Omni-channel customer onboarding on a single platform

02

Automated Loan Disbursement – Secure and instant fund transfer after approval

03

Customizable Repayment Schedules – Supports fixed, variable, and bullet payments

04

Collections & Recovery Automation – Digital reminders, legal workflows, and escalation tracking

05

AI-Driven Loan Portfolio Analytics – Tracks borrower trends, risks, and profitability

MODULES & APIS

01

Omni-channel customer onboarding on a single platform

02

Digitizing confirmation process to onboard the new customer

03

Decreased turnaround time with paperless processes, AI enabled KYC document extraction & API integration

04

Enhanced operational efficiency with standardized processes, electronic forms & role-based forms

05

Digital verification proof of KYC & AML as gatekeeper to prevent financial misconduct

06

Robust, configurable Business rule engine & decisioning engine for fast decisions & instant disbursement

07

Co-Lending, works with multiple originators and lenders to provide accessible loans to your borrowers

08

Powerful & Transparent decision-making engine

09

Supports multiple products & scheme

10

Product & scheme-based rate of interest configuration

TECHNICAL

Integration & Compliance

SPECIFICATIONDETAIL
Asset TypesTerm, Gold, Agri, Vehicle, MFI
IntegrationsBureau, NACH, E-mandate
ComplianceRBI, NBFC guidelines
ReportingMIS, Regulatory, Board
DeploymentOn-Premise / Cloud / SaaS
UsersBranch, HO, Field, Auditor